(317) 754-7784
(317) 754-7784
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Does My Health Insurance Cover Rehab?
Many insurance companies cover some or all costs of professional rehab treatment at The Recovery Village Columbus. However, there may be additional out-of-pocket costs or deductibles to consider.
We work with you so you’re confident about starting care with us. When you call, our Recovery Advocates can:
NO INSURANCE?
Paying for Rehab Without Insurance
Lack of health insurance or inadequate coverage shouldn’t hinder you from receiving the necessary care. The Recovery Village Indianapolis offers private pay options to accommodate individuals in such situations.
If our facility isn’t the optimal fit for your treatment, our admissions team can assist in referring you to other rehab facilities that accept your insurance or cater to your financial circumstances. These facilities can assist you in navigating Medicaid coverage, payment plans, medical loans, and government grants.
IMPORTANT TERMS
Insurance for Addiction Treatment
Our insurance verification system swiftly estimates your in-network and out-of-network coverage. To help you comprehend this intricate information, here are some key terms:
Deductible
This is the amount you must pay for covered health care services within a plan year before your insurance begins to cover them. For instance, if your deductible is $3,000, you pay the initial $3,000 for covered services, after which your health care plan covers the rest.
Copayment
A fixed amount you are obliged to pay for a covered health care service, such as a doctor’s visit or an emergency room visit. Copayments may apply before or after your deductible is met, depending on your health insurance plan.
Coinsurance
Your coinsurance is the percentage of the cost of a covered healthcare service that you are responsible for paying once your deductible is fully paid. For example, if your coinsurance rate is 20%, you will pay 20% of the allowed amount for a service after meeting your deductible.
Out-of-Pocket Maximum
This is the maximum amount you are obligated to pay for covered services within a plan year. Once you reach your out-of-pocket maximum, your health care plan covers 100% of additional costs for covered services.
Policy Effective Date
This is the date your insurance company starts to contribute toward your health care costs. Enrollment typically occurs during an open enrollment period or a special enrollment period triggered by qualifying events such as marriage, a new job, the birth of a child, or loss of health care coverage. Your policy’s effective date is determined after enrollment and generally follows a few weeks or months after your initial enrollment date.
Ready to start your recovery?
We’re available to answer any questions, confirm your insurance benefits and schedule individualized treatment that works for you.
